There has been no change in the interest rates of small savings schemes, PPF will continue to earn this much interest
The central government has not made any changes to the interest rates on small savings schemes for the April-June quarter of the financial year 2026-27. According to the Finance Ministry, all schemes, including PPF, Sukanya Samriddhi, and Senior Citizens Savings Scheme, will retain the same rates as the previous quarter, ensuring investors continue to receive returns.
Small Savings Scheme: The central government has announced the interest rates for small savings schemes for the first quarter (April to June) of the financial year 2026-27. According to a notification issued on Monday, the government has decided to keep these rates unchanged for the eighth consecutive time.
According to a notification issued by the Ministry of Finance, interest rates will remain the same as in the previous quarter for the period from April 1, 2026, to June 30, 2026. This means that, amid market fluctuations, the government has chosen to maintain investors' interest rates at the current level.
You will get this much interest on PPF
Public Provident Fund (PPF), considered the most popular safe investment vehicle, will continue to earn 7.1 percent interest. Investors will continue to earn 4 percent interest on ordinary Post Office Savings Deposits, as before.
This stability may be comforting for those seeking fixed returns, although the lack of interest rates in a time of rising inflation may disappoint some investors.
This much interest will be available on Sukanya Samriddhi and NSC
The Sukanya Samriddhi Yojana (SSY), launched to ensure a bright future for daughters, remains attractive. The government has maintained the interest rate on this scheme at 8.2 percent.
This is a strong option for parents who want to accumulate a large corpus for their daughters' education and marriage. On the other hand, investors will continue to receive a 7.7 percent interest rate on the National Savings Certificate (NSC).
Regarding three-year term deposits, the rate here too remains stable at 7.1 percent. This stance by the government clearly indicates that it currently aims to maintain economic balance by keeping interest rates within a range.
This much interest will be available on Kisan Vikas Patra
Kisan Vikas Patra (KVP), a popular investment vehicle in rural and semi-urban areas, remains unchanged. Investors will receive 7.5 percent interest, with a maturity period of 115 months.